Karl Heideck Explain’s Philadelphia’s Lawsuit Against Wells Fargo

The City of Philadelphia filed suit against Wells Fargo Bank on May 15, alleging Wells Fargo violated the Fair Housing Act of 1968. The basic allegation is that the bank used predatory lending practices with minority mortgage borrowers. Wells Fargo Bank denies the charges. The city filed the lawsuit in the U.S. District Court for the Eastern District of Pennsylvania.

Philadelphia investigated Wells Fargo for a year before filing the suit. They examined loan records going back ten years, for the period 2004 to 2014. They found that Wells Fargo discriminated against African-American and Hispanic borrowers by steering them to take out loans that had higher interest rates. Based on their credit records, the minority borrowers should have been approved for mortgages with lower interest rates. White mortgage applicants with similar credit scores did receive these less expensive mortgages with lower interest rates.

African-American homeowners were more than twice as likely than whites with similar credit histories to be steered to the more expensive mortgages. Hispanics were 1.7 times as likely than whites to have to pay the higher interest rates.

Also, Wells Fargo made it more difficult for African-American and Hispanic home owners to refinance mortgages during periods of falling interest rates than for white refinance applicants. This increased the foreclosure rates for the African-American and Hispanic home owners. Because these minority home owners were 4.7 times as likely to go into foreclosure, that increased the level of blight in minority neighborhoods. However, all of the mortgage applicants the city study had FICO scores of 660 or above.

This suit adds to Wells Fargo’s many recent problems. Recently the Supreme Court of the United States ruled that the city of Miami has the legal right to sue the bank under the Fair Housing Act if they can prove a connection between predatory lending practices and the harmful consequences. Philadelphia waited to file its lawsuit until the Supreme Court issued its decision on the Miami case. Other cities could decide to file their own lawsuits against Wells Fargo.

Karl Heideck is an attorney experienced in the areas of litigation, risk management review and compliance. He has worked as an attorney in Philadelphia, and has much experience filing complaints and responding to complaints. On behalf of his clients, Heideck takes actions against individuals and organizations. When his clients need his help, Karl Heideck represents them. Know more about anordinarysoldier.com

Karl Heideck earned a bachelor’s degree from Swarthmore College in 2003. Karl Heideck received his Juris Doctor (JD) law degree from Templeton University James E. Beasley School of Law in 2009.

How Bruno Fagali Is Fostering Corporate Integrity At Nova/sb

Bruno Fagali is a reputable lawyer from Brazil popularly known for his founding role at FAGALI Advocacy. As an expert in public and anti-corruption law, Bruno strives for integrity and professionalism when attending to his clients. His work revolves around the urban law, administrative contracts, public civil actions and administrative improbity actions.

Bruno is an active advocate for anti-corruption. He uses his legal skills to develop initiatives that would help in combating corruption. Since most corruption cases arise from the misuse of public funds, he believes that companies should be transparent in their operations to reduce such cases. Bruno Fagali has helped executives in initiating mechanisms that would foster transparency.

Education and work experience

Besides running his law firm, Bruno Fagali handles corporate integrity matters of Nova/sb. Since he started working for the ad agency, his work involves creating an ethics committee for the agency and being in charge of its Corporate Integrity Program. He is also acknowledged for fostering social equality amongst the employees of the company. Nova/sb is among the leading ad agencies in Brazil. The company is credited with developing ad campaigns for world-renowned institutions such as the International Labor Organization and the World Health Organization.

Bruno Fagali went to the Pontifical Catholic University of São Paulo for his LLB. After completing his LLB, he was hired as an associate for Radi Calil Associados Advocacia. He is an associate of the Brazilian Institute of Law and Corporate Ethics. Bruno Fagali has membership in the Society of Corporate Compliance and Ethics.

FAGALI Advocacy

Bruno Fagali set up FAGALI Advocacy with an objective of helping clients who require legal help on the election, public law, corruption and compliance issues. He also uses the firm to foster his law-related agenda. The FAGALI Advocacy is made up of legal experts and associates who are on the verge to help people seek justice on matters related to public law.

Read more: Bruno Fagali reports research that reveals that Brazilian companies are more concerned about adopting anti-corruption mechanisms in 2017.

Anthony Petrello – CEO of Nabors Industries Ltd.

Anthony Petrello’s post-secondary educational career began at Yale University where he where he would graduate and receive his Bachelor’s and Master’s Degrees. Petrello would go on to attend another prestigious Ivy League University as he attended Harvard Law School where he would receive his JD.Before starting a new career in his current position with the company Nabors Industries Ltd., Petrello worked for the Law Firm of Baker and McKenzie. Petrello worked for the law firm for 12 years from 1979 to 1991. At the about the halfway mark of his tenure with the firm he became managing partner of the company‘s New York office. He would continue to be the managing partner until leaving the company in 1991.

Petrello would leave Baker and Mckenzie to become the Cheif Operating Officer of Nabors Industries Ltd. After just one year with the company, Petrello was appointed to be President of the Nabors in 1992. He would be the COO of the company for 11 years before being appointed to be Deputy Chairman of Nabors. A position he would hold until 2012. In 2012 he was named the Chief Executive Officer of Nabors, a position he still holds today.Anthony is married to his wife Cynthia. Together they have a daughter, Carena, and the three currently resides in Houston, Texas. Carena being born early at 24 weeks and weighing only 20 ounces, was diagnosed with periventricular leukomalacia (PVL), a neurological disease in premature infants caused by a lack of oxygen or blood flow to the brain.

Carena developed cerebral palsy, and other developmental delay issues as a result of her condition. The Petrellos are extremely devoted to finding answers to these issues. With Anthony being the current Director of the Texas Children’s Hospital, the Petrello’s have started raising money and awareness for further research on their daughter’s condition. Not just for the benefit of Carena but for the benefit of many others, around the world. Together the Petrello’s led Texas Children’s last campaign to extreme success and it shattered all expectations. Th campaign raised over 500 million dollars making it the largest in the Hospital’s history. Learn More.

New York Residents Can Connect with Attorney Jeremy Goldstein with the Click of a Mouse

For more than 3 decades, the New York (NY) State Bar Association’s Lawyer Referral and Information Service (LRIS) has operated a phone service to match New Yorkers with qualified, credentialed attorneys. In addition to the phone line (1-800-342-3661) which operates during regular business hours, the LRIS now offers online referrals. This confidential online referral service operates 24 hours per day at https://nysbalris.legal.io.


Obtaining a referral through LRIS’s website is as simple as a click of a mouse. A person go to the site and completes a confidential questionnaire about their legal needs and address. State Bar Association suggest an attorney based on georgraphy and expertise after reviewing the questionnaire. Some referrals are forwarded to locally run county bar associations. LRIS’s referral services are free of charge. However, there is a $35 fee if an individual has a consultation with an attorney. Waiver options exist for certain legal issues including personal injury, social security, and medical malpractice.


Jeremy Goldstein is just one attorney you could be linked with through LRIS. Goldstein graduated from the NY University School of Law. He is a partner at Goldstein and Associates, LLC.. He was previously a partner at Wachtell, Lipton, Rosen, and Katz. His specialities include Corporate Government, Executive Pay, Mergers and Acquisitions. He is a member of the Professional Advisory Board of the New York University Journal of Law and Business. Goldstein has been involved in many large corporate mergers and transactions over the last 10 years.


Goldstein is very accomplished. He writes and speaks about corporate government and executive compensation. Additionally, he gives back. Goldstein has an interest in mental illness and is a member of the Board of Directors of the Fountain House, a charity for mentally ill. Goldstein’s involvement with the Fountain House is one example of his community involvement.

Karl Heideck Is A Leading Pennsylvania Litigation Attorney

Karl Heideck Is A Leading Pennsylvania Litigation Attorney
Karl Heideck Is A Leading Pennsylvania Litigation Attorney

Karl Heideck is an attorney who practices in the Philadelphia, Pennsylvania, area. A part of Heideck’s practice is focused on litigation. As a litigation attorney, Heideck represents businesses, individuals, and organizations.

In addition to practicing as a litigator, Heideck also represents clients in other areas that include commercial law, products liability law, and employment law. Heideck assists clients in regard to regulatory compliance and risk management as well.

Karl Heideck earned his law degree from the Temple University School of Law. In addition, he obtained a bachelor’s degree in English language and literature, with an emphasis in letters, from Swarthmore College.

He has been practicing law for over a decade. He also has a strong background in legal writing and research.

Litigation attorneys are involved in representing clients involved in lawsuits of different types. There litigators that narrow the range of their practices. For example, a litigator may elect to represent clients in personal injury cases.

Many times, a litigator begins planning for a career as a litigation attorney while still in law school. When that is the case, a person will focus on a set of courses while in law school that include civil procedure, evidence, and courtroom practice.

Karl Heideck Lives in Meriden, CT
Litigator Karl Heideck

A litigator needs to be adept at both the spoken and written word. In addition to making presentations in judicial proceedings, including trials and other types of hearings, a litigator also needs to be able to effectively prepare a wide spectrum of legal documents.

Litigation attorneys work in a variety of different settings. Certain governmental agencies maintain litigators on their staffs. A variety of organizations employ litigators.

There are many litigation attorneys in private practice. These lawyers can be found everywhere from large law firms with special litigation departments to boutique firms that focus on litigating on behalf of their clients.

Ricardo Tosta

If you’re looking for a lawyer in Brazil, look no farther than Ricardo Tosta. Ricardo Tosta is one of Brazil’s leading lawyers, and he is a prominent strategist in Brazil, known for his expertise. Mr. Tosta began working in a very small office and quickly moved to one of the larger law firms known for its skills at handling corporate litigation cases.

Mr. Tosta has defended many people in public cases, including politicians, corporations, multinationals, and the government, also. He has also been known as the founder of legal practices, which have become popular in law courts all over the land of Brazil.

Most of Mr. Tosta’s current partners were his interns in his firm, and he has served as a fine mentor to them throughout the years. He is a steady fixture in his firm, always overseeing the most important cases, and also serving as a leader when he needs to.

He has proven himself again and again able to win cases against some of Brazil’s best lawyers, and he is definitely someone whom you would want on your team in time of trouble. If you need a corporate lawyer, or a government lawyer, in Brazil, Ricardo Tosta is the man to turn to in time of need.